POTENZA (ITALPRESS) – From 20 May the window will open, with a deadline until 30 June 2029, of the “Public notice for the submission of applications for access to the ESF+ Microfinance Fund 2021-2027″ financed under the Regional Program Basilicata Fesr Fse+ 2021-2027”. “A notice with many new features – explained the sole administrator of Sviluppo Basilicata and managing body of the notice, Gabriella Megale in a press conference – aimed at the unemployed, without age limit, who have ideas but they are not in a position to ask for loans because they have difficulty accessing traditional credit channels. We want to help them build the future in Basilicata by ensuring that their ideas are transformed into businesses and life projects. A particularly important fact in small towns and inland areas, where services are lacking and depopulation is taking its toll. We try to give young people and people without work the opportunity to realize themselves by starting small entrepreneurial activities, alone or in partnership. In this tender we have especially simplified the reporting phase. For the first time we use a different methodology, that of a sworn appraisal by technicians registered in the register, which allows expenses to be quickly reported.
A notable simplification which goes with a view to helping those who are approaching business activities”. The allocation of the Microfinance Fund is 9,806,105 euros. A financial quota of 2,000,000 euros is reserved for entrepreneurial projects started by women and another of 2,500,000 for initiatives of young people up to 35 years of age. The loans will be granted in the form of mortgages, for an amount from 5 thousand to 36,000 euros, at zero interest and repayable in 8 years (over 12 months of pre-amortization). ), with constant monthly installments. With the formula adopted you will immediately have liquidity to start the activities and the interest is fully amortized. The notice is essentially in continuity with the 2014-2020 ESF Microcredit Fund, created in the previous community programming. has had very positive results, so much so that it has become a national best practice. The previous edition closed on 31 December, recording very positive results: to date, 408 initiatives have been financed with approximately 9,740,000 euros of funding disbursed. “We wanted to bring changes – said Alfonso Morvillo, general director for Programming of the Basilicata Region and management authority of the ESF Basilicata operational programs – to overcome some critical issues that we recorded in the old programming and to make the notice more effective and flexible. A novelty compared to the previous Fund is the increase in the maximum financing ceiling from 25 thousand to 36,000 euros. The Microfinance Fund is part of a programmatic strategy of the Region, which intends to provide concrete aid to businesses and for which in the coming years a ceiling of around 150 million euros is available. With Sviluppo Basilicata, the Region’s large operational arm, we are working on very interesting and innovative measures”. The person responsible for the measure is Vito Pinto of Sviluppo Basilicata, for whom “the work done to reach the definition of this measure is the result of team work, which is available to provide support to those who wish to “undertake”. The texts of the Notices and the related forms will be available and consultable on the Sviluppo Basilicata website (www.sviluppobasilicata.it) and on the Region’s Central Calls portal (www.regione.basilicata.it). Further information on the Notices and any requests for clarification are possible contact Sviluppo Basilicata spa on the telephone number 0971 50661 or by email at [email protected] .- Photo: Basilicata Region press office – (ITALPRESS pc/com 10-May-24 14:39).
