Be careful with motorcycle insurance, because you can fall into a really dangerous trap, as it would cost a fortune to remedy it: you need to pay attention to this detail.
Subscribe to one insurance policy it is becoming more and more complex. Many pitfalls hide behind quibbles and clauses, so it would be wise to review every detail with an expert, in order to avoid finding yourself facing an unpleasant situation. This is especially true for clauses that concern unlicensed or drunk driving, as well as accidents in private areas and uncompleted inspections.
Therefore the concept to pay attention to is that of revenge. In this case, this is the right that insurance companies reserve ask the insured back the amount paid for compensation, according to the logic of punishing those who caused the accident. A right that can be exercised through the clauses included in the contracts.
Many believe that it is sufficient to sign clauses that exclude the revenge, but in reality even these are insidious, since each company follows rules, which subject these details to conditions that limit their validity. Let’s review some pitfalls so as to avoid stumbling upon them when signing one RC Motorcycle.
RC Moto, how to avoid pitfalls in contractual clauses
If an accident occurs while our license has expired, the clauses excluding compensation are limited, as there are maximum limits for the expiration of the license, i.e. from 3 to 12 months. In other circumstances, however, there are precise limits within which the license must be renewed. If the accident occurs in a private area, such as a supermarket car park, the customer is usually covered. For some companies it only happens in the event of a collision, while for others there is a limit on compensation. The rest will be paid by the insured. In still other cases it is expected that circulation is not equated with parking.
The exclusion of compensation in cases of drunk driving, however, in certain cases only applies to the first accident. In others, however, it depends on the blood alcohol level or the type of damage caused. If the accident, however, it happens with an unserviced vehicle, compensation is triggered for the irregularity of the vehicle. Under some circumstances, the clauses provide a deadline for having the vehicle inspected again, but it is not specified what would happen if the vehicle was damaged to the point that it cannot be repaired. It is therefore deduced that greater clarity of language would be necessary, since the situations and quibbles are often not very exhaustive and clear in the explanation.
