New premium voucher, the new opportunity for those with postal savings books: here’s how it works and how much you can earn with 5,000 euros of investment
Among the various possibilities regarding postal savings bonds available today, another one has recently been added new completely innovative offer: it’s about the Premium Coupon, particular as it is an investment of just one year. An unprecedented fact if we consider that the shortest duration, from this point of view, has been at least in the last few years of at least a four-year agreement, then moving on to decidedly longer durations which reach up to 20 years of duration for the most patient and ambitious.
Such Premium voucherhowever, is linked to a particular condition: that of having a postal booklet. Only those who have this other instrument can participate in this opportunity. For all other products, a postal booklet is not necessary, in this case it is as it was created specifically for this type of user. Issued exclusively in dematerialized formis dedicated to those who bring new liquidity before joining.
Premium voucher with post office booklet, how it works
Like everyone else it is possible however get a refund at any time where necessary and without any particular procedure or one that could slow down in a certain sense: via the app, comfortably from the sofa at home, you can pass the indicated amount – partial or total – and the problem is solved. Presence zero opening costs and, like all other postal savings certificates, they are subject to a preferential tax of 12.50% on interest and are exempt from inheritance tax. A convenient solution for those who have money aside, set aside for emergencies or for any future projects, but from which in the meantime would rightly like to monetize and do not depreciate them.
But how much can you earn from this point of view in just a year? It is clear that the same duration of just 12 months, for a gross annual return of 3.50% at the end of the yeardoes not allow you to get rich in a clear way but this generally applies to all postal products that they are known to be a very low risk investment which only allows you to earn, even if little, but never lose and with money always available as mentioned.
How much can I earn with 5,000 euros?
That said, in light of what has been said, it is clear that the only way to try to earn a higher value is to invest a sum that is generally as high as possible. Like a 5,000 euro at least to go up. With that amount the resulting value would be 5.153.12: not too much as said, but a plus of 150 euros after all, not bad for those who are satisfied with little and with equal conditions he would have had this figure firm in any case and therefore with a zero response. To earn more substantial amounts, still moving within the Italian Post Office range, it is necessary to commit the money for a longer period of time. But not everyone is armed with such patience.
