Many Italians can finally realize the dream of buying a house by accessing the State Guarantee Fund.
To manage to buy a house It’s everyone’s dream. Try to put money aside or ask for a mortgage However, it is not always simple; although Italy is one of the states where the most properties are purchased. Finding a satisfactory home and having a clear idea of your needs is a difficult task. But buying a house is not always as difficult as it may seem.
Not everyone, for example, perhaps knows that there is astate subsidy which concerns this important step in everyone’s life. Beneficiaries can apply for one home ownership. Let’s find out more aboutpurchase of the house with the guarantee of the State.
Buying a house with the State Guarantee Fund
While living in rent certainly cannot be considered an investment in your future, buy a property it is. As mentioned, however, this is a step that is not always within everyone’s reach and this is for both economic and bureaucratic reasons. What is clear is that to buy an apartment you need to have a minimum credit, which those who don’t have can obtain from a bank through the famous mortgage.
Also for grant a mortgageHowever, it is necessary to meet some fundamental requirements and give guarantees to the bank. This is where buying your dream home can become impossible. There is, however, a guarantee that can be granted to those who find themselves in difficulty in taking out a mortgage with a view to purchasing a house. The Italian State can cover up to a maximum of 80% of the value of the property thanks, precisely, to State Guarantee Fund.
For the State, the goal is to help young couples buy their first home. The State Guarantee Fund is used precisely to help obtain a mortgage for purchase and renovate a first propertyup to 250 thousand euros for half the sum.
The fund in question is managed by CONSAP. But how do you access the State Guarantee Fund and who can do it, above all? It’s young couples more uxorio or married cohabitants, who represent a family for at least two years. Single-parent families who have dependent minor children and children under 36 years of age can also access the benefit. To request the benefit, you must complete the form on the website CONSAPwho will verify the applicant’s requirements.
Always passionate about writing, languages, animals, music, TV series and films, I divide my time between these and other interests, trying to make my passions a job and a continuous object of study. I have been working for years as a web writer and web content editor for some online newspapers. Laptop and smartphone enclose my world, while I write and devour music and TV series in English between a cup of hot tea and a slice of pizza at home. Colors, falling leaves and raindrops make autumn my favorite season, the magic of Christmas still makes me feel like a child and the sea calms my thoughts. Vegan for animals, I love my black dog Rocco infinitely. Time may pass, but inside I will forever remain a teenager who goes to concerts with her favorite singers!
