In the last two years the expenditure of Auto liability insurance policy it got heavier. The rise in prices, after years of constant decline, can be attributed above all to the dynamics of inflation, which have led to an increase in the average cost of claims and therefore in the compensation paid by the companies.
The latest bulletin ofSegugio.it Observatory – the comparator that identifies the best car insurance quote among the offers of partner companies – highlights that in April 2024 the national average premium grew by 9.3% on an annual basis. In Piedmont the increase is in line with the national figure: in fact there was a +9.5%with a prize that reached 436.9 euros.
Car insurance prices: in Turin +10.4% in one year
In April 2024 Turin it recorded 475.9 euros, compared to 431.1 euros in April 2023, an amount that is the highest recorded in the Region. The drivers of Turin those most affected by the increases belong to the 35-44 age group+13.5% on an annual basis, while those who pay the most are 25-34 year oldswith 590.3 euros, and young people under 24with 1,114.7 euros.
Looking at the other cities in Piedmont you can see lower prices, which in most cases are less than 400 euros. In particular, car insurance estimates have an average cost of 363.5 euros in Alessandria (+7.2% compared to April 2023), 399.1 euros in Asti (+8.5%), 353 euros in Biella (+ 8.9%), 366.6 euros in Cuneo (+8.4%), 352.6 euros in Novara (+10.2%) and 413.8 euros in Vercelli (+34.1%).
Motorists residing in Verbano-Cusio-Ossola are luckier, because they have seen the cost of estimates drop by 3.3% and pay on average only 292.8 euros.
Additional guarantees: the most requested in Turin
The additional guarantees are optional policies, i.e. not necessary to be able to drive your car. However, they are very useful because they cover events and damages that are not compensated by civil liability and which can be particularly expensive to deal with.
In Turin, 43.6% of the estimates include roadside assistance, 26.5% legal protection and 26.1% driver injuries. The theft and fire guarantee was also highly appreciated, 23.3%, also due to the increase in crimes against property in the city: data from the Turin Police Headquarters say that in the last twelve months thefts from parked cars have increased, +34.73%, and those from cars, +4.60%.
This also explains the spread of glass policypresent in 17.2% of car insurance quotes, a type of coverage that provides reimbursement for the costs of repairing or replacing the car’s glass due to accidental breakage or breakage caused by third parties.
Car insurance quote: advice for saving on your policy
Given the current increase in premiums, it is important that when the policy is renewed motorists are more active in searching for the cheapest offer on the insurance market, i.e. capable of combining the best price with the guarantees most suited to your profile.
For research it is useful to use a car insurance comparison service. In fact, according to April data from Segugio.it, the comparison allows you to save more than 50% on the premium in 37.6% of cases and between 25 and 50% in 53.3% of cases.
We would also like to remind you that Segugio.it recommends carrying out the comparison approximately 25 days before the Motor TPL expires, as the premiums are lower for this period.
