«Credit is a right only for those who deserve it»

JESI Like appeals, historians. The ancient epicenter of local credit returns, for one day, to being a precious coordinate for the business economy. From Jesi, the city of lost banks – the Hexagon of the Popolare di Ancona, a few kilometers from Fontedamo which, narrowed down in an acronym, was Bdm – the route to celebrate the 80 years of history of Confindustria Ancona winds its way. A journey that will end on November 16, the watershed date of the foundation. There, where the consequences of the disappearance of the two important references are still open wounds, the logical and cultural leap from credit to corporate finance is made.

The horizon line

Challenges and prospects, is the subtitle of the event which, at the Pergolesi theatre, stages a confrontation-debate, moderated, or rather provoked, by director of the Corriere Adriatico Giancarlo Laurenzi. To the nuances of Mameli’s anthem, he calls for a new order of factors: “Do we really need a regional institute or should companies rather change the way they communicate in order to access alternative forms of credit?”. The rhetorical question is like a compass in search of key points to support development ideas & projects. Along the path of innovative growth comes the dialectical vivacity of Enrico Giacomelli who in 2000 founded Namirial, one of the world leaders in digitalisation services, with certified electronic mail among its flagship products and its headquarters in Senigallia. «I made a radical choice – he places the milestone – by letting private equity take a majority stake». Spariglia: «Would I do it again? Before. Ten years ago I had a turnover of 14 million, now I have 140 million and 900 employees.” He relies on a quote – “without data you are just another person with an opinion” – to point out that “knowing how to use and communicate it is the basis of trust”. He follows him with his gaze, and in his reasoning, Alberto Rossi, leader of Adria Ferries, Doric entrepreneur of the sea. «I understood what I needed to grow 25 years ago and I carried out the first operation of opening capital to a financial entity to give substance to a Business Plan that needed capital. Since then I’ve made four or five of these moves.” He draws the line on his actions: «I’m happy, because I have acquired not only an entrepreneurial culture, but also a managerial one with a significant advance in size. Ready to speak with the largest and most important players in the world.” The change of perspective takes place on the decisive voice of Stefano Vittorio Kuhn, at the helm of BPER, which has grown by 40% in the last 30 months, moving from a multiregional bank to a national one. He reiterates: «We are committed to actively supporting companies in achieving their growth and development objectives».

The vision

He launches his local post: «We are enthusiastic about collaborating with Confindustria Ancona and local businesses, to build a more solid and prosperous economic future for the entire community, with the belief that speed is an essential element». He arrives at the summary, which immediately becomes clear: «Credit is a right, but it belongs to those who deserve it». The cutting phrase, underlined by spontaneous applause, is an explicit reference to the collapse of Banca Marche due to easy loans granted to friends. Francesco Minotti of Mediocredito Centrale strengthens the territorial front. «You are an interesting region, with a dense entrepreneurial fabric. For us you are worth 7 billion on the credit front.” On “what’s missing” in the Marche he goes straight to the core: “The ability to look far ahead.” His incitement: «More courage. Where we see good companies we willingly invest.” Davide Cuccio, face and substance of Eurizon, the Intesa Sanpaolo fund, which a few seasons ago absorbed 43% of Rossi’s galaxy, goes into technicalities: «private debt can support the growth of small and medium-sized businesses and be complementary to the banking system”.. Laurenzi closes on Joyce’s motto: “Tomorrow I will be what I decided to be today”. Happy birthday.

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Adriatic Courier

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