Prepaid cards have long been the savior of families, not only because of their security, but also because of their ease of use and convenience.
Fifteen or twenty years ago, anyone opened a prepaid card, such as PostePay, to always have a digital payment method with them perfect to use for online shopping or holidaysHowever, over the years, many things have changed economically, and not always for the better.
THE In fact, the management costs of these cards were much lower than those required for the monthly fees of current accounts or for debit or credit cards, for this reason they were easily requested and accepted practically everywhere, becoming the pioneering tool for digital payments.
To date however, the alternatives have become increasingly competitive and cutting-edge, so the time has certainly come to update your card and safely preserve your savings.
Generally, PostePay were used for these reasons:
- To give the pocket money to children;
- To use it in risky transactions, like online shopping 10 years ago;
- To connect it to the account of PayPal;
- As reserve card.
The main advantages of the prepaid card
A few years ago there were very few alternatives for those looking for a way to avoid paying with your credit or debit cardso we relied on the prepaid card because it cannot go into red and only has the sum entered manually by the owner.
This prevents theft and cloning, above all because it could be blocked very quickly and, often, compensation could be obtained for the lost sums.
Why is having a prepaid card a huge mistake today?
Today, however, the digital payments market has changed considerably, so much so that it existsor real-time notifications for payments, advanced security systems such as biometric recognition or the insertion of codes to pay. Additionally, i costs relating to the management of current accounts and withdrawal or banking operations, are well cheaper than PostePaywhich still requires prohibitive costs for recharging and withdrawing cash.
Solutions for saving and financial control have multiplied, now offering zero-fee current accounts, free transfers and withdrawals and much more. With the’home banking then, it is immediately possible to know not only the account statement with the related movements, but it is also possible to choose the budget to respectperfect for minors or for those who want to have everything under control.
