The Superbonus block the professionals will pay for it. Indeed, the 110% restriction will prevent professionals from collect compensation for work already carried out. At least 30% of the studios have not received and will never receive the fees for the design activities or feasibility studies carried out in order to proceed with the redevelopment interventions. A quarter of professional businesses could soon find themselves in financial difficulty due to lost revenue. As if that weren’t enough, the costs for the transfer of credits and insurance policies have exploded in the last two years. A series of difficulties that could also weigh on the Pnrr; the studios that have invested heavily in the Superbonus, in fact, now find themselves in a situation of “clear and perhaps irrecoverable delay in the acquisition of orders under the Plan”. This is the impact of the recent 110% tightening according to the analysis of Fabio Tonelli, coordinator of the Oice working group on Superbonus. A very complicated situation, confirmed by the professional bodies themselves (in particular, the National Council of Surveyors and the National Council of Engineers), which in recent weeks have been receiving numerous reports of difficulties and concerns.
Compensation denied
According to Tonelli, one of the main problems linked to the recent decrees blocking transfers concerns the payment of fees: «many professionals have invested time and resources in the design and implementation of feasibility studies for works which, due to the blocks, they will no longer see the light. This means”, explains Tonelli, “that for tens of thousands of projects they will not receive the expected compensation for their work”. But not only; many professionals have chosen to advance the expenses, also resorting to bank loans. “These loans, granted with the hope of a rapid economic return, now translate into interest to be paid, further putting those who contracted them in difficulty.”
Professionals in difficulty
The Oice position fully follows the framework traced by the professional orders. «Some have not received anything, others have only received advance payments, still others have had their payments advanced by the banks and now find themselves paying interest», he explains Mario Antonio Acquaviva, national councilor Cngegl (surveyors). “The professional should start a dispute, perhaps with the insult of having to also pay the legal costs.” Acquaviva speaks of “legitimate budgetary reasons”, but also of “dramatic situations throughout Italy”, with organizations that have invested and “who now find themselves with a boatload of debts and with cards in their hands”.
“The situation is disastrous.” To make matters worse, it is Remo Vaudano, deputy vice-president of the Cni (engineers). «Many construction sites started and were never finished, they will probably never finish. But to get a construction site started, preventive work by a professional is needed, including projects and analyses, which in many cases will never be paid.” Furthermore, according to Vaudano, the restriction on the transfer of credits cannot be justified by fraud: «for the 110% there are much more rigorous controls compared to other incentives. The necessary participation of multiple subjects makes it complicated to commit fraud, certainly more complicated than other bonuses.”
The numbers
Compensation denied, therefore. And increased costs. According to Oice estimates, at least 30% of the expected compensation will not be collected and approximately 25% of the activities will encounter financial difficulties due to missed payments or failed assignments of credits. «We estimate that over 20% of professionals are already forced to submit to credit trading, bearing transfer costs that are much higher than the threshold that the government itself is preparing to decree as “punishable” (25%)», says Tonelli. Transfer costs have skyrocketed over time, going from 7% to over 25%. Finally, as regards insurance policies, the matter is even more delicate. These costs, in fact, were incurred because they were foreseen by the legislation, therefore strictly linked to the interventions to be carried out. «For a million of work and expenses, we went from 800 euros to over 6 thousand euros”, they report from Oice. «Many companies today find themselves facing serious economic and bureaucratic difficulties, with negative repercussions on their business and the entire stability of the sector».
