‘Microcredit measurement’ concrete opportunity through ‘Confidi Systema!’

The “Credit and calls” of Confartigianato Imprese work in close synergy with the Consortium “Confidisystema!”of which the association of via IV Novembre is a member. For example, in order to offer companies and professionals the best and most advantageous opportunities to be able to access the credit system thus favoring the start of new economic activities or investments for the development and growth of entrepreneurial activities already started.

“Microcredit measure ”for companies. Moreover, autonomous

Among the various opportunities currently available there is the “Microcredit measure “ of the Lombardy Region which concretely responds to the needs of access to Credit of micro small and medium -sized enterprises and self -employed workerswhich are in a delicate phase such as that of starting or development of the activity, offering loans to subsidized conditions that allow you to ‘microcredit measurement’ concrete opportunity through carry out important investments without having to support the entire economic weight alone.

Beneficiaries

Specifically they can access microcredit:

• companies made up of no more than five years. For example, regularly registered in the business register and with an operational headquarters in Lombardy.

• Self -employed workers with individual VAT number. also active for a maximum of five years and with tax domicile in the region.

Eligible expenses

The measure. which is designed to accompany those who want to transform an idea into the company or make an existing reality more competitive, finance a wide range of useful expenses for the development or start of the activity such as:

• the purchase of machinery, equipment and furnishings for carrying out the activity;

• computer equipment, management software and licenses ‘microcredit measurement’ concrete opportunity through for use;

• Specialist consultancy, for example for the creation of business plan, marketing strategies, recording of brands or quality certifications;

• participation in training courses, useful for strengthening entrepreneurial or technical skills;

• Some general expenses, recognized as a flat rate.

Methods of financing

It is not simply a contribution to a lost fund. but a co-financing composed of a share (40%) granted by the Lombardy Region and a share (60%) provided by “Confidi Systema!” In this way the costs of the loan are significantly demolished. the favorable conditions are created to make it accessible even to those who normally struggle to obtain traditional credit.

Let’s try to give an example: if to buy machinery. equipment or start a digitization project you need 25,000 euros, the company may receive:

• a part (for ‘microcredit measurement’ concrete opportunity through example 10,000 euros) at zero rate from the Region;

• and the rest (15,000 euros) from confidi to market conditions.

The role of “Confidi Systema!”

“Confidi Systema!” As a provider. it is partner of the Lombardy Region for this accessible, flexible and concrete measure, intended not so much to structured companies or to the realization of large projects, as to make, thanks to the particularly facilitated conditions, the investments of companies and self -employed workers who are in an initial phase characterized by uncertainties or reduced margins.

To whom to contact

To deepen the microcredit measure of the Lombardy Region. to know all the opportunities offered by “Confidi Systema!” It is possible to contact the “Credit. calls office”At the headquarters of the Confartigianato Imprese Cremavia IV November n. 121/123 (Gloria Can Tel 0373-420029 – [email protected]).