the push for young people. The measures in the next maneuver

Government and Parliament push on complementary social security. Additionally, In addition, The goal is double. However, Try to guarantee a heavier check to those who will leave the world of work with the contribution system only. In addition, so knowing that they will have one pension Calculated only on what was paid and not on the last salary, and encourage the influx of fresh resources towards the Italian production system. However, On the ways to cross the finish line, government technicians, senators and deputies think the same way. Therefore, To encourage young people to join a pension fund, there is a need to guarantee them higher returns. Similarly, “We must improve the adhesion of workers to pension funds. Therefore, the methods of investment and returns must be improved”, explained the representatives of the Ministry of Economy in the hearing push young people. measures next in front of the senators of the commission of investigation into the banks, whose lens also covers the financial sector as a whole. In addition, “It must be ensured that the age of the acting is taken into consideration in the budget between bonds. the share component of pension funds. A very young subject can invest a very high component in actions. The opposite applies to those who approach retirement ».

Ideas

The same suggestion had come from the latest report by the Bicameral Commission Management Bodies. “It may be appropriate to overcome the current mechanism of silence-assent in favor of the guaranteed lines”, reads the document. In practice. in the absence of a precise indication of the investment sector to which the member would be subscribed would no longer be the most guaranteed one, “but it would push young people. measures next be placed in the different sectors in a dynamic way, exposing it to greater risks, in favor of greater expected yields, in the phases farther from the age of retirement, in which it is possible to adopt a medium-long period investment horizon, then passed to more prudent lines. When the performance is approved. in order to also mitigate the risk that the same delivery is excessively affected by negative stages on the financial markets “.

So more shares in a first phase. more government securities, which today represent 55 percent of investments, with the approach of the pension. The idea is to intervene in the autumn, with the next maneuver. Already during the works of the last budget law, the topic of complementary and supplementary pension had dominated the discussions. At the center of the debate. in the weeks that had anticipated the landing in Parliament of the maneuver, there was push young people. measures next the possible new window of the mechanism of silence-assent to automatically allocate the severance indemnity (TFR) to pension funds. The system now only applies to the first intake. If within six months the worker does not indicate if he wants to keep his severance pay in the company. allocate it to a fund, this goes to complementary pension. “Mechanisms that make participation more automatically must also be seen. ” Mario Pepe, president of Covip, the supervisory commission on complementary social security, underlined in recent days.

A new window that would give to all workers the opportunity to reconsider their choice in 180 days. however, has also repercussions on INPS

According to the law, in fact, in the case of companies with more than 50 employees, the TFR left in the company flows into the treasury fund of the Institute in via Ciro the Great, a user, yes to deliver what was due push young people. measures next once the work is left, but in the meantime also as a form of current expenditure of the institution.

The debate

The discussions in the autumn should instead be concentrated on the major equity investments.

On the other hand. even the development of the equity market is to be considered protected by the Constitution is the summary that the president of AMF Italia, Marco Ventouzzo, makes at the end of the annual conference of the association that agrees the operators of the Italian financial market. In the debate at Palazzo Altieri. the former minister Paola Severino, lawyer and president of the Luiss School of Law, has emphasized the need for a “more dynamic idea” of protection of savings. For the Constitutionalist Sabino Cassese: “If the Constitution had applied by directing the savings towards the large production complexes of the country. we would have had a growth of GDP and there would push young people. measures next be no debt problem”.