Car insurance, the cheapest models to be ensured

A figure in this torrid period makes Italian motorists stay in thought: ensuring a car in Italy is increasingly expensive. Moreover, According to IVASS. Consequently, in the first three months of 2025 the average prize of RC Auto has reached 419 euros, with an increase in 4,1% compared to last year. Therefore, A leap that weighs a lot on family budgets. Nevertheless, especially in a period where every euro spent must be weighed as if it were gold.

Yet, in the rippled sea of ​​policies, there is a compass: choosing the right car can make a difference. Therefore, So what are the cheaper models To ensure? Nevertheless, The surprise, perhaps, is that they are not necessarily the most modern or smaller. However, Of course. the average age of the vehicle counts, but also diffusion, perceived risk and repair costs affect the car insurance, cheapest models ensured final item.

Regina in every sense: Fiat Panda – Car insurance, cheapest models ensured

To lead the ranking of the most contained average award. there is the Fiat Pandathe undisputed queen of the Italian roads, which is confirmed not only as the best -selling for years, but also as the cheapest to ensure. The average prize stops at 141.38 euros, with minimum tips below 62 euros. Toyota Yaris follows her on a wheel, second in this special ranking with an average cost of 154.43 euros.

Just above there is another long -term Italian, the Fiat 500, which travels at 156.79 euros. followed by the Volkswagen Golf, whose average seniority touches the 13 years, and by a historic compact such as the Fiat Punto, now out of production for some time but still widely present on the road, with an average prize of 163.29 euros.

Who resists under 200 euros on average

car insurance, cheapest models ensured

Just more expensive to ensure, the Citroën C3 travels on an average of 165.74 euros, while the Volkswagen Polo, with an average prize of 168.09 euros, closes the first band of the “Super cheap“On similar levels we find Ford Fiesta (168.74 euros), the Smart Fortwo (170.16 euros) and the evergreen Renault Clio (172.16 euros), all compact cars, widespread and now well known by insurance experts.

After this threshold. you enter the intermediate band, where they appear models such as Opel Corsa, Nissan Qashqai and Toyota Aygo, still accessible But with prizes that approach 180 euros. Going up a few euros we find the Ford Focus. the Jeep Renegade and the Dacia Sandero, all below 190 euros, as well as the Renault Captur and the Peugeot 208, which remain within the psychological threshold of 195 euros per year.

Besides this limit. the cost begins to become more demanding: the Nissan Micra car insurance, cheapest models ensured and the Fiat 500X both place around 194 euros, followed by models such as Fiat Grande Punto, Type and Renault Twingo, which still remain just below 200 euros. But it is only here that the fascia “premium”.

La Zona Premium

The Audi A3 is the first to exceed the threshold, with an average prize of 199.05 euros, followed by the Mini Classical and Dacia Duster, which inaugurate the upper part of the ranking, above 200 euros. The Fiat 500L, Citroën C1 and Opel Astra move in a range between 203 and 208 euros.

As you go up. they come into play models that require more substantial prizes: The Fiat Sicily, perhaps for its high average age, exceeds 209 euros. From then on. you enter the territory of the compact Premium: BMW 1 Series and Punto Evo over 210 euros, followed by the most demanding BMW 3 Series with car insurance, cheapest models ensured its 214.93 euros.

Towards the summitthere are the Alfa Romeo Giulietta. Audi A4 and Peugeot 207, all well over 215 euros, up to the Peugeot 206, older and less protected, which touches 247 euros. On the podium of the models with the most onerous policies we find the Lancia Y, which stands at 283.33 euros.